Privacy Policy

NoPaperForms Solutions Private Limited through its product. UniPe is committed to protecting your privacy and earning your trust. This Privacy Policy discloses our privacy practices for personal information we collect when you use or access our products, services, features, or content through any website, application, or service (UniPe Services”), even if you have not opened a UniPe account or visited our websites https://www.unipe.app or our mobile application (UniPe Sites”). We may, in our sole discretion, change this Privacy Policy from time to time by posting a revised version at https://www.unipe.app/privacy-policy/. If we make any material change, we will notify you by email (as listed in your account profile) or by means of a notice on https://www.unipe.app/privacy-policy/ prior to the change becoming effective.

Please read this Privacy Policy as well as our TNC carefully, as they govern your use of UniPe. If you do not agree to this Privacy Policy, please do not use our Services. UniPe is the data controller of your information. Please see the “Contact Information” section for additional details.

What information does UniPe collect?

If you use or access the UniPe Services, or open a UniPe account, we may collect the following personal information:

  • Contact information, such as your name, address, phone, email, and other similar information.
  • Financial information, such as your full bank account number if you choose to use it with the UniPe Services.
  • Detailed personal information, such as your date of birth or Permanent Account Number.
  • Biometric information to verify your unique Aadhar number. We do not store your biometric credentials and adhere to norms specified by UIDAI.
  • Information from your smartphone as per app store policies. You authorize UniPe to have access to this information and you agree that UniPe may collect and use this information in accordance with this Privacy Policy.
  • Other personal information provided by third parties such as credit bureaus and identity verification services.
  • Your photo or “avatar” if you choose to add one to your UniPe profile. Other users of the UniPe Services may be able to view your photo. You may remove your photo or change it at any time in your account settings.
  • Information that you provide to UniPe when interacting with our customer support team or other team members via phone, email, online form, or other correspondence.
  • Personal information stored with third parties that you choose to provide to UniPe, such as social media account information and your social media contacts. By linking your third party accounts or using third party sign-in services, you authorize UniPe to have access to this information and you agree that UniPe may collect and use this information in accordance with this Privacy Policy.
  • Personal testimonial information or endorsements that you voluntarily provide to us and which we may display with your name on the UniPe Sites with your consent. To update or delete your testimonial, contact us at support@unipe.app
  • We also collect the following information ("Web Browser Information") from your device when you use the UniPe Services: your IP address, the type of device you use, your device identifier, your operating system version, the type of browser you use, your location, and the URL that you came from and the next URL that you visit. If you have enabled collection of location data in the UniPe mobile application, you can turn it off within the application's settings on Android, or in your phone settings on iOS.
  • Financial information, such as your full bank account number/transactional SMSes if you choose to use it with the UniPe Services.
  • UniPe also collects your Location coordinates through GPS to provide you better & prompt customer service

How does UniPe use the personal information that it collects?

We use your personal information to:

  • Provide the UniPe Services to you.
  • Notify you about your account activity.
  • Process transactions and collect fees.
  • Provide customer support and resolve disputes.
  • Verify your identity and account information.
  • Identify, prevent, and report potentially prohibited, fraudulent, or illegal activities.
  • Customize and improve your UniPe experience and the UniPe Services.
  • Notify you about important changes to the UniPe Services and/or UniPe terms and conditions.
  • Provide you with news, offers, and information about the UniPe Services based on your communications preferences.
  • Any other purpose that we disclose to you in the course of providing the UniPe Services to you.
  • Checks your eligibility for unsecured loans.

How does UniPe share my personal information?

We may share your personal information as follows:

UniPe shares information about you when:

  • You apply for a loan
  • When you are involved in a transaction with another UniPe user or a financial institution.
  • With third parties to provide, maintain, and improve the UniPe Services (and not for these third parties' own purposes), including fraud prevention, identity verification, analytics and marketing services, and financial institutions and other partners that are part of the payment process.
  • With third parties upon your request. For example, you may ask UniPe to confirm your status as a UniPe user with a third party merchant.
  • If we believe disclosure is reasonably necessary to comply with any applicable law, legal process, or government request; to investigate or bring legal action against someone who may be violating our rights, our terms and conditions, or the rights of others; or to protect the safety and security of UniPe, our users, or the public.
  • With a third party if we are involved in a merger, acquisition, or sale of all or a portion of our stock or assets. If this occurs, you will be notified of any change to this Privacy Policy, as well as any choices you may have regarding your personal information.
  • We may share aggregated, non-personally identifiable information with third parties.
  • Other than as stated in this Privacy Policy, UniPe does not disclose or sell any of your personal information to third parties without your consent. Please note that third parties, such as merchants that you pay and third party websites that you visit, have their own privacy policies. UniPe is not responsible for the policies and practices of such third parties.

How does UniPe use cookies and web beacons?

Cookies and web beacons are technologies that UniPe and our third party service providers use to collect Web Browser Information in order to track how the UniPe Sites and UniPe Services are used. Cookies are small data files that are stored on your computer's hard drive and web beacons are tiny graphics embedded on web pages. These technologies allow us to: provide you with a personalized experience by recognizing you when you return to the UniPe Sites; better understand our users by tracking how they use the UniPe Services; improve the design and content of the UniPe Sites by tracking how users interact with the UniPe Sites; and identify and prevent fraudulent activity. We may link Web Browser Information to any personal information that you submit while on the UniPe Sites. Our third party service providers may use cookies and web beacons to provide analytics services to UniPe, or to serve you advertisements in connection with the UniPe Services.

The UniPe Sites include social media features that allow you to “Like” or share content on third party sites. These features may be hosted by the third party sites or the UniPe Sites, and may collect your IP address, the UniPe Site page you are visiting, and may set a cookie to enable the feature to function. You can change your browser settings to refuse cookies, but this may interfere with your use of the UniPe Sites. Third parties with whom we partner to provide some content such as video clips, use Flash cookies which cannot be removed using your browser settings. To learn how to manage your Flash cookie preferences, visit the Flash Player Settings Manager Help page here.

This Privacy Policy does not apply to third party cookies, web beacons, social media features and widgets (such as the Facebook Like button), or other tracking technologies used by third parties. UniPe is not responsible for the privacy policies and practices of such third parties.

How do I opt-out of receiving promotional emails from UniPe

If you prefer not to receive promotional emails from UniPe, click on the unsubscribe link at the bottom of any promotional email that we send you to remove your email address from future promotional email campaigns. If you have difficulty with the unsubscribe process, contact us at support@unipe.app

What security precautions does UniPe take to protect me?

We have security measures in place to protect your personal information, including the use of industry-standard data encryption technology and internal policies and restrictions regarding the storage of and access to your personal information. Please note that no data transmission over the Internet or method of electronic storage can be guaranteed to be 100% secure.

How do I update my information?

If your personal information changes, you can update or correct it in your account settings by logging into your account at https://www.unipe.app.

We will retain your information for as long as your account is active or as needed to provide you the UniPe Services. If you wish to close your account or request that we no longer use your information to provide you the UniPeServices, contact us at support@unipe.app. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our terms and conditions.

If you wish to opt out through alternative means, you may opt out as follows:

What about the privacy of children?

UniPe is a general audience website. UniPe does not knowingly collect any personal information from anyone under the age of 13.

Public Forums

The UniPe sites may offer publicly accessible blogs or community forums, which may require creation of an account with a third party. Any information you provide in these areas may be visible to the public, so we recommend that you avoid disclosing personal information. To request removal of your personal information from these areas, contact us at support@unipe.app. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.

Contacting Us

If you have any questions regarding the UniPe Privacy Policy please contact us at: Email: support@unipe.app